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Find the Best Car Title Loans in Bakersfield, CA

If you own a car and need fast access to cash but don’t have the strongest credit, a title loan is an option. Title loans are easy to qualify for, and the money is yours to use for whatever purpose. But you shouldn’t sign an agreement without a total understanding of the risks. We researched the best title loan companies in Bakersfield so you are a fully informed borrower.

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Compare Top Payday and Title Loans

Overall satisfaction rating
  • Get approved online
  • Fast & simple process
  • Secured car/motorcycle title loans
  • Available in Bakersfield

Get quick approval online!

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TMG Loan Processing
  • Apply online or over the phone
  • Application available seven days a week
  • Available in Bakersfield
  • Qualified customers can receive funds in as little as one business day.

Apply online or by phone for an auto title loan. Max amounts vary by individual and vehicle equity, but could be up to $50,000. Same-day approval possible with funds available the next business day. Also offers business loans.

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Finova Financial
  • Apply online
  • No prepayment penalty or fee
  • Available in Bakersfield
  • Good credit isn't required
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TitleLoans Express
  • M-Sat: 8am - 5pm
  • Closed Sun
  • titleloansexpress.com
1430 Truxtun Ave., Ste. 725
Bakersfield, CA 93301
(661) 432-1549
TFC Title Loans
  • M-Sat: 8am - 7pm
  • Closed Sun
  • tfctitleloans.com
33 S. Real Rd., Ste. 11
Bakersfield, CA 93309
(844) 242-3543
Check Into Cash
  • M-F: 10am - 6pm
  • Sat: 10am - 3pm
  • Closed Sun
  • checkintocash.com

Lender with 25 years in business offers payday loans up to $1,000 and title loans up to $25,000 with easy application process. Consumers can get funds the next business day. Installment loans and lines of credit also available.

4476 Ming Ave.
Bakersfield, CA 93309
(661) 835-9299
Family Title Loans
  • M-Sat: 8am - 6pm
  • Closed Sun
  • familytitleloans.org
423 E. 19th St.
Bakersfield, CA 93305
(844) 254-7170
Montana Capital Car Title Loans
  • M-F: 9am - 7pm
  • Sat: 10am - 4pm
  • Closed Sun
  • montanacapital.com
308 H. St.
Bakersfield, CA 93307
(661) 220-7090
5 Star Car Title Loans
  • M-F: 10am - 7pm
  • Sat: 10am - 4pm
  • Closed Sun
  • 5starloans.com
911 Chester Ave.
Bakersfield, CA 93301
(661) 490-9556

How to get a title loan in Bakersfield


Title loans are short-term financial solutions that let you borrow against your car. The application process is quick, and you can get same-day funds. But the rates and fees are high, and if you fail to repay the loan, the lender is within its rights to take the vehicle.

Because of the risks associated with title loans in Bakersfield, the state's Department of Business Oversight urges consumers to try alternatives first. These can include applying for a loan at a bank or credit union, asking a friend or family member if you can borrow money or negotiating with creditors.

If you do decide to get a title loan in Bakersfield, be familiar with how they work:

  • Lenders must be licensed with the state. Consumers can check licenses online or by calling 866-275-2677.
  • To receive a title loan, the borrower hands over the vehicle title. The lender returns the title once the loan is repaid.
  • Interest rates are unlimited on loans above $2,500. (Nearly all of the state’s auto title loans exceeded this threshold in 2013.)
  • Some lenders may use remote engine shutdown devices to turn off the borrower’s car if payments aren’t made; these may include GPS technology.

When applying for a title loan in Bakersfield, be prepared to take in your vehicle for an appraisal. The amount of money you can borrow is based on the value of the car. Have with you these items:

  • Valid government-issued ID
  • Clean vehicle title in the borrower’s name
  • Proof of income
  • Proof of residency
  • Proof of vehicle registration

If you qualify for a title loan in Bakersfield, same-day cash is often available. Before you sign for the loan, however, read the terms carefully. The lender is required to disclose the interest amount and annual percentage rate, as well as all fees.

Take note of the term of the loan and how to make repayment(s) to the lender. Make sure you only borrow what you can afford to repay so you won’t lose one of your most valuable possessions.

Title Loans Reviews


TitleMax is a leading U.S. title lending company offering title loans in Bakersfield since 2015. The company accepts customers of all credit types and puts cash in qualified applicants’ hands in as little as 30 minutes. Use the TitleMax Mobile App to check your balance, view due dates and make payments. Reviewers in Bakersfield say representatives are professional, friendly and helpful.

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Finova Financial

Finova Financial is an online lender offering quick decisions and same-day cash loans secured by vehicles. Customers don’t need good credit and never have to visit a store. Pay off the loan anytime without a prepayment penalty. According to reviews, Finova Financial, established in 2015, works with borrowers of all types and patiently addresses all questions and concerns.

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