Find the Best Home Warranty in Bakersfield, CA

Home warranty companies in Bakersfield

Don’t confuse a home warranty with homeowners insurance. A home warranty covers the costs to repair or replace an appliance or home system if it breaks down because of wear and tear, while homeowners insurance protects you financially from damage or loss due to fire, theft, a storm or other disaster.

A home warranty can be purchased at any time, by any homeowner. But these plans are most beneficial for certain categories of consumers:

• New homeowners who want financial peace of mind
• Owners of older homes with aging appliances and systems bound to break
• Sellers who want to add an incentive for buyers to purchase
• Rental property managers who want to protect investments

Home warranty coverage in Bakersfield

The systems and appliances covered by a home warranty depend on the company and the type of contract you sign. Commonly covered household items include:

• Air conditioning and heating units
• Toilets, water heater, plumbing lines
• Electrical and gas lines, central vacuum, main breaker
• Washer and dryer
• Refrigerator, range, wall oven, built-in microwave, built-in dishwasher, garbage disposal

If you have a home warranty in Bakersfield and a covered appliance or systems fails, you contact the company to open a claim. The company will charge a trade service call fee (usually between $75 and $125) to send a technician to the home, and then potentially cover the rest of the cost of repair or replacement.

How much does a home warranty cost in Bakersfield?

The price of an annual home warranty contract in Bakersfield ranges from $800 to $5,000, which you can pay in monthly installments. The price variation is due to the number of options consumers have. Most home warranty companies offer plans for appliances only, systems only or both. It’s also possible to set your service fee and customize coverage. Some homeowners pay extra for add-ons like pools, spas, additional refrigerators or sump pumps.

When considering a home warranty plan, make sure to read the contract carefully to learn what’s covered and find out if there are exceptions or limitations, like a maximum amount a plan will pay out. Also, learn when coverage begins. Most companies will require a 30-day waiting period after you buy a home warranty in Bakersfield before coverage takes effect.