LightStream
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Loans for practically anything! |
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Location
Services available in
Bakersfield, CA
No phone available
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Authorized Partner
Auto Approve
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Auto Approve LLC is an online refinancing company that specializes in helping you find the best refinancing option for your car loan. By refinancing your vehicle with Auto Approve, you get a lower interest rate on your loan and start paying less each month. |
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Get a Quote (866) 563-8595 | Read More |
Authorized Partner
LendingTree
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This online broker allows consumers and businesses to request and compare customized loan offers from a network of more than 350 lenders, banks and credit partners. The company's lender network offers a wide range of financial products including mortgages. |
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Get a Quote | Read More |
myAutoloan.com
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Location
Services available in
Bakersfield, CA
(214) 540-3350
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Capital One
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Location
Services available in
Bakersfield, CA
(800) 689-1789
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Bakersfield City Employees Federal Credit Union
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Location
2817 16th St.
Bakersfield, CA 93301
(661) 861-6151
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Bank of the West
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Location
5201 California Ave.
Bakersfield, CA 93309
(661)-327-5345
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Kern Schools Federal Credit Union
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Location
3300 Buena Vista Rd., Ste. J
Bakersfield, CA 93311
(661) 833-7900
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Strata Credit Union
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Location
1717 Truxtun Ave.
Bakersfield, CA 93301
(661) 327-9461
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BBVA Compass
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Location
8500 Stockdale Hwy.
Bakersfield, CA 93311
(661) 837-9846
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Shopping for a car in Bakersfield can be exciting at first, but the actual buying process — especially if you have to arrange for a car loan — can be time-consuming and frustrating. While it’s tempting to immediately start looking for a new car, getting pre-approved for an auto loan lets you:
Many options exist when shopping for an auto loan. Banks, credit unions, online lenders and dealerships all offer vehicle financing for a range of customers in Bakersfield. To qualify for an auto loan, be prepared to meet the following basic requirements:
Comparing auto loans in Bakersfield
Many lenders in Bakersfield require borrowers to have good or excellent credit to qualify for a car loan. In general, the higher your credit score, the lower your annual percentage rate (APR). Those with poor credit should expect a higher APR. Typical APRs on auto loans range from 2.5 to 15 percent.
Other than APR, things to consider when comparing auto loans in Bakersfield are:
In California, the Car Buyer’s Bill of Rights regulates certain aspects of sales at licensed car dealers. Military families should know their rights under the Servicemembers Civil Relief Act, which caps interest rates at a certain level and provides benefits for borrowers.
LightStream |
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LightStream is an alternative, online lender offering a range of car loans. The company guarantees to beat any qualified loan offer. When you are approved for a loan, LightStream deposits funds directly in your account so you can be a cash buyer. Bakersfield residents appreciate the easy-to-use website and quick application process. |
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Authorized Partner | ||
Auto Approve |
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Auto Approve specializes in refinancing high-interest vehicle loans at lower rates. Your first payment after refinancing is due in 45 days, allowing you to skip a payment. Auto Approve has an online loan calculator and can offer quotes within minutes. Bakersfield customers appreciate the company’s speed and efficiency. |
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Get a Quote (866) 563-8595 |
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LendingTree |
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Borrowers shopping for an auto loan can use LendingTree to compare rates from several lenders. When you provide your financial information on the LendingTree website, it generates a list of loan offers to compare. Many Bakersfield customers appreciate the company’s excellent customer service, but some report unwanted sales calls. |
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Get a Quote |
myAutoloan.com |
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myAutoloan.com is a free online auto loan comparison tool with a financing calculator to help you determine your budget based on your credit score. Reviews from Bakersfield recommend the company for its helpful customer service agents, but some people report dissatisfaction with the company’s information sharing policies. |
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Capital One |
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Capital One is a national bank that offers auto loans. Customers in Bakersfield can use the car-finding application on their website to shop for vehicles in the nearby area and apply for financing. The lender allows you to pre-qualify for a car loan without affecting your credit score. Bakersfield residents appreciate the website’s tools and resources. |
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